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An insurance company considers things like smoking, cholesterol, blood pressure, life threatening illness, and life style. But did you know, the most important thing an insurance company considers is often taken for granted. that's your medical examination! 

Any reputable life insurance company wants to know your medical history, often investigating you through the Medical Information Bureau, and they require a medical exam... and it better be good, or you'll be in for higher premiums!

It's all in the way you prepare for your life insurance exam. Do the following, and enjoy lower life insurance premiums, and a longer, happier life as well!

Get plenty of sleep the night before your life insurance exam.

California Life Insurance Policy

Avoid stress leading up to your life insurance exam so as to avoid any artificially induced high blood pressure or pulse readings.

Avoid alcoholic beverages, for a day or even two, leading up to your life insurance exam. as alcohol too can induce artificially high blood pressure and reduce your life span.

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Qualify for your insurance company's preferred rate.

Quit Smoking well before your life insurance exam! Reap the rewards of reduced life insurance premiums. and a longer life too!

Avoid caffeine for 36 hours leading up to your life insurance exam. for the same above reasons.

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Avoid high salt content foods, being careful to read the labels on frozen and packaged foods leading up to your live insurance exam.

Avoid eggs and other high cholesterol, life-shortening foods at least a day, or even two days, before your life insurance exam.

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