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Free term life insurance quotes from American's Life Insurance


Lower life insurance premiums. no matter who you buy your life insurance from!


Save a bundle on life insurance. 
Qualify for your insurance company's preferred rate.

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Life Insurance Preferred Rate

An insurance company considers things like smoking, cholesterol, blood pressure, life threatening illness, and life style. But did you know, the most important thing an insurance company considers is often taken for granted. that's your medical examination! 

Any reputable life insurance company wants to know your medical history, often investigating you through the Medical Information Bureau, and they require a medical... and it better be good, or you'll be in for higher premiums! 

It's all in the way you prepare for your life insurance. Do the following, and enjoy lower life insurance premiums, and a longer, happier life as well!

Get plenty of sleep the night before your life insurance. 

Avoid stress leading up to your life insurance so as to avoid any artificially induced high blood pressure or pulse readings. 

Avoid alcoholic beverages, for a day or even two, leading up to your life insurance. as alcohol too can induce artificially high blood pressure and reduce your life span.

Quit Smoking well before your life insurance! Reap the rewards of reduced life insurance premiums. and a longer life too!

Avoid caffeine for 36 hours leading up to your life insurance. for the same above reasons.

Avoid high salt content foods, being careful to read the labels on frozen and packaged foods leading up to your live insurance.

Avoid eggs and other high cholesterol, life-shortening foods at least a day, or even two days, before your life insurance.

Follow all the fasting requirements you were given before taking your life insurance. 

  • Drink a large glass of water one hour before your insurance exam so your urine specimen can be easily obtained. 
  • Make a list of all the current medications you're taking including herbal remedies. and take them to your insurance. 

 No Medical Exam Life insurance. AmericanLifeDirect.com provides quote, application, payment and approval if qualified.

It's your life and it's your life insurance! 
Enjoy lower life insurance premiums and enjoy a longer, healthier life as well!

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